Tips For Hiring a Roof Contractor

Few things can make a homeowner's stomach twist in knots more thoroughly than the knowledge that it's time to replace the roof. Hiring a contractor to do the job can be almost as difficult as raising the cash, but if careful decision making isn't present here, the money could be lost on a shoddy job. This is turn can lead to a bigger nightmare.

Unfortunately, for all the thousands of reputable roofing companies out there, there are a few that are scammers. Because of this, it's a very good idea to take some precautions, get some quotes and do some scouting before handing cash for a roof job over to a contractor.

• Before settling, check at least two or three different contractors and get written quotes that explain what the job will entail and include. Also:
• Check into the roofer's business address. Make sure the telephone works, that there's a tax ID and business license.
• Ask for proof of insurance. Make sure they have liability coverage and so on.
• Make sure the state licensing of the contractor is up to date.
• Check with past customers to see if they were pleased with the work completed.
• Make sure the company is financially stable.
• Find out if the roofing contractor belongs to professional associations and remains in good standing.
• Request everything in writing. Before moving forward with a job, get a contract.
• Don't always go with the lowest bid. Check into other factors first. The cheapest roofer might not be the one with the right licensing and a good track record.

Remember, hiring a roofer is a big undertaking. Your entire life is housed under the roof, so making sure the job is done right is imperative. It's okay to check into several different contractors, get estimates, check backgrounds and then make a decision.

Also be certain the contractor you hire is one you're comfortable with. If you don't feel comfortable, steer clear. If the contractor asks for only cash payments, completely up front, be very wary. A good contractor will require a deposit, but having to pay for work before you see it, is almost never a good idea.

If a contractor offers financing, which is typical, do pay close attention to the contract. Read the fine print and know what you'll get for the job, what the interest rates of the financing deal are and what to expect if any penalties arise.